Kredova helps banks, NBFCs, MFIs, FinTechs, dairy-tech and agri-tech businesses modernise financial operations through configurable technology, connected workflows and practical implementation support.
Kredova platformIllustrative platform viewApply: the borrower applies on web, app or with a field officer.
Start with one service or combine them. Technology, advisory, sourcing and distribution, delivered by one accountable team.
See all solutions →Launch and run digital lending end to end, on one platform.
Stay audit-ready under digital lending rules.
Reach and serve more borrowers through compliant channels.
Bring the right products to underserved customers, responsibly.
Every loan product gets its own rule set. Pick a product, try a sample applicant, then change the policy the way a credit team would.
Illustrative only, using sample rules. This is not a loan offer or a credit decision. Real decisions are made by the regulated lender under its own policy, with human review.
Illustrative only, using sample rules. This is not a loan offer or a credit decision. Real decisions are made by the regulated lender under its own policy, with human review.
Illustrative only, using sample rules. This is not a loan offer or a credit decision. Real decisions are made by the regulated lender under its own policy, with human review.
Illustrative only, using sample rules. This is not a loan offer or a credit decision. Real decisions are made by the regulated lender under its own policy, with human review.
Illustrative only, using sample rules. This is not a loan offer or a credit decision. Real decisions are made by the regulated lender under its own policy, with human review.
Illustrative only, using sample rules. This is not a loan offer or a credit decision. Real decisions are made by the regulated lender under its own policy, with human review.
A clear, staged approach so your teams, auditors and regulators can follow every decision.
We map your products, credit policy, channels and current systems.
Products, rule sets, journeys and controls are agreed and documented with your teams.
Tailor-made products and product-wise rules are configured to your policy, not rebuilt from scratch.
APIs connect your bureau, KYC, payments, core banking and accounting.
Role-based access, audit trails and journeys are tested with your teams before a controlled pilot.
Phased go-live with monitoring and an agreed support model.
Illustrative scenarios showing how our services come together.
One partner takes the product from idea to first disbursement, with compliance built in rather than retrofitted.
Read the scenario →A partnership that goes live with clear accountability, auditable processes and fewer manual handoffs.
Read the scenario →Farmers get credit sized to their milk income, and the lender gets a clear, auditable basis for every decision.
Read the scenario →Kredova's founding team has spent over 18 years running lending on the ground: microfinance field operations, NBFC leadership, process design and lending technology. We know how credit works in branches and collections, not just on paper.
Hands-on experience from area operations to leading process design, credit administration and digital transformation at scale.
Co-founded businesses in lending and lending infrastructure, including digital collections solutions for NBFCs.
Deep familiarity with the regulatory realities of microfinance and digital lending in regulated markets.
We'll bring financial-services thinking, technology and execution to the table.